People helping people. It’s the credit union way, and it dates back as far as the 19th century when people began forming co-operative structures, pooling their money to help one another and to respond to the needs of their local community.

Together, Spruce and Interior Savings envision a future that is not altogether different from that of our founding members. It is a future that holds our members – their hopes, dreams, needs and wants – at the centre of all we do.


Members are treated as people and the human connection plays a central role in banking. Whether it is choosing to visit one of 23 branches throughout the BC interior or banking from the comfort of your home, you will have access to all the modern conveniences and technology you’ve come to expect, but never at the expense of the human touch.

Employees are empowered to grow their careers through education, training and opportunity. Working in a healthy and supportive environment, and guided by our co-operative values, our employees are encouraged and challenged to look for new solutions and to always do what’s right for the member, even when it means taking that extra step.

Our communities share in our success. Through a robust employee volunteer program, free financial workshops, sponsorships, donations, grants, and a Million Dollar Bursary program, we put our expertise and profits to work for our communities – because we know that when our communities succeed, we all succeed.

This is why we believe Our Way Forward involves coming together, building on the legacy of our founding members, as we continue working co-operatively to help each other and our communities thrive.

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