Spruce Credit Union has proudly served members in Prince George and surrounding communities for over 70 years. Throughout our history, we have worked to preserve the human connection in banking, supporting members through hardship, empowering them to reach their goals and working collectively to help our community thrive.

As we look forward into the future, we recognize that to remain strong and well-positioned to meet the evolving needs of our members, we will need to make substantial investments in technology, infrastructure, and our employees.

To that end, earlier this year we let you know we had begun discussions with Interior Savings Credit Union about the possibility of joining forces to approach these challenges together. Then in June, the board of directors of both our credit unions voted unanimously in favour of a merger for the benefits it will bring to the members, employees and communities of each credit union. And now, after reviewing the business case of the proposed merger, we’re pleased to announce that our regulator, the BC Financial Services Authority, has given consent for Spruce Credit Union to proceed with a member vote.


When you chose to become a member of Spruce Credit Union, you chose to have a say and participate in decisions on how your credit union operates. On November 23, 2021, we will host a virtual special meeting of members for you to vote on the proposed merger. By early November, we will mail you an official meeting notice and a comprehensive Guide to the Merger.

There’s a lot for you to consider prior to voting. To help you make an informed decision, we encourage you to review the following materials to learn about how the combined credit union will operate, the benefits and risks, a financial forecast and the vision for our future:

Read the Members Guide to Understanding the Proposed Merger


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Learn More About the Merger Transaction

In addition to the Members Guide to the Proposed Merger, we encourage you to review our Supplemental Information Package. Download it here or pick up a copy at your local Spruce Credit Union Branch. It includes a copy of the full Asset Transfer Agreement, the BCFSA letter of consent, alternatives considered, Interior Savings’ rules and profiles of the directors and executive management of the proposed combined credit union.

Learn more

Attend a member information session

We welcome and encourage you to attend one of our upcoming member information sessions where you’ll have the opportunity to learn more about the proposed merger and to ask questions. These sessions will be held virtually and hosted by Spruce Credit Union’s Board Chair, Reg Foot, and our CEO, Ken Dickson.

Learn more

Thank you for being a part of our credit union and for lending your voice to help guide our future direction. If you have any questions or feedback on the proposed merger, please contact us at


Financially stronger, we will have more resources to invest in our future

A larger pool of assets will allow for greater and faster expansion of services to members and communities

Increased geographic footprint with opportunities to enter new markets

Ability for greater investment in areas such as digital and community

More career opportunities for employees within a larger organization