BUILDING OUR WAY FORWARD

LET’S CELEBRATE TOGETHER!

Since our merger with Interior Savings in January, our team has been working tirelessly to smoothly integrate our operations – and we feel it’s time to celebrate together!

Join Interior Savings for refreshments, giveaways, prizes and limited time offers.

Friday, September 23
Interior Savings Hart Branch,
6541 John Hart Hwy, Prince George, BC (250) 562-5415

Ribbon cutting festivities at 11:00am, celebration all day

In-Branch Contest

  • Win a $1,000 term deposit
  • One of two Insurance Services gift baskets – with kits to protect your home
  • A Spruce Kings gift basket with a pair of season tickets and signed jersey

Contest runs September 15 to September 30, 2022. Click here for contest rules.

Limited Time Offers

  • Business Offer: Six months free Unlimited Chequing Pack for new business members. Offer available till October 29, 2022.1
  • Wealth offer: $50 gift card when you set-up an appointment with an Interior Savings Investment Specialist and invest in wealth products. Offer available till October 29, 2022.2
  • New member, member referral offer: $200 for joining Interior Savings, $50 for every member referral. Offer available till December 31, 2022.3
  • Mortgage offer: Up to $2,500 cash bonus offer on a new mortgage. Offer available till November 13, 2022.4

Launch of the $750,000 Spruce Credit Union Legacy Fund

  • The Spruce Credit Union Legacy Fund was established to invest in the Prince George community and promote local money for local good!
  • Join us at the 11:00am ribbon cutting to celebrate the launch of the Fund and learn how charities and non-profits can participate.

Get in touch – 250 562 5415

Disclaimers
1Six months free Unlimited Chequing Pack for new business members. Disclaimer: Terms and conditions apply. $5,000 minimum deposit required at time of account opening. Available until October 29th, 2022 exclusive to Interior Savings Hart Branch and Victoria Street Branch locations. New business members only. Valued at $300.
2$50 gift card when you set-up an appointment with an Interior Savings Wealth Advisor. Disclaimer: Terms and conditions apply. Receive a $50 gift card when you set-up an appointment with an Interior Savings Wealth Advisor and invest in wealth products, including investments, estate planning or insurance. Available till October 29th, 2022, exclusive to Interior Savings Hart Branch and Victoria Street Branch locations.
3$200 new member bonus, $50 member referral bonus. Terms and conditions apply. https://info.interiorsavings.com/newmember.html
4Up to $2,500 cash bonus on a new Interior Savings mortgage. Disclaimer: Terms and Conditions apply. The Mortgage cash bonus incentive is available on most mortgages new to Interior Savings Credit Union. The incentive is not available on brokered mortgages, construction mortgages, equity lending, or short term lending. The mortgage incentive amount is calculated at 0.25% of the mortgage amount, up to a maximum of $2,500. Minimum mortgage amount of $100,000 required. Minimum term length of 5 years on a closed mortgage. Applies only to mortgages written and approved between September 12 and November 13, 2022 and funded before December 31, 2022. Talk to one of our mortgage experts for details, further terms and conditions may apply.

Welcome Spruce members to the Interior Savings family!

Following the successful vote to merge our credit unions, we are thrilled to welcome you and your fellow Spruce members as part of the Interior Savings family. Combining our teams and expertise, we will take all that is great about our two credit unions and make it even better.

What happens now
For the moment, you’ll notice little change to your banking or branch. Over time, we’ll integrate our operations, and the Spruce Credit Union name will shift to become Interior Savings. But the transition will be gradual, so that we can minimize disruption as much as possible, and we’ll keep you informed at every stage of the process.

What isn’t changing

  • Accounts – You’ll still have access to your existing products, services, and accounts but you can expect better rates and fees, as well as a host of new options to come.
  • Ways to Bank – For now, you’ll see very few changes to your banking experience but, as we integrate, new tools and an expanded branch network will become available to you.
  • High Quality Service – After the merger, you’ll still be supported by the same smiling faces you know but with our employee training programs your experience will only be enhanced.

What to expect in the future

  • Expanded service with branches across the Thompson Okanagan and in Prince George.
  • Enhanced solutions with better product rates and fees.
  • Greater access with our member service centre available 6 days a week for extended hours.
  • More innovation with the introduction of tools like Apple, Google and Samsung Pay.
  • And so much more!

If you have any questions or feedback to share, please don’t hesitate to get in touch by emailing wayforward@interiorsavings.com.

BENEFITS OF THE MERGER

Financially stronger, we will have more resources to invest in our future

A larger pool of assets will allow for greater and faster expansion of services to members and communities

Increased geographic footprint with opportunities to enter new markets

Ability for greater investment in areas such as digital and community

More career opportunities for employees within a larger organization

FREQUENTLY ASKED QUESTIONS


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Read the Members Guide to Understanding the Proposed Merger

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Learn More About the Merger Transaction

In addition to the Members Guide to the Proposed Merger, we encourage you to review our Supplemental Information Package. Download it here or pick up a copy at your local Spruce Credit Union Branch. It includes a copy of the full Asset Transfer Agreement, the BCFSA letter of consent, alternatives considered, Interior Savings’ rules and profiles of the directors and executive management of the proposed combined credit union.

Learn more

Attend a member information session

We welcome and encourage you to attend one of our upcoming member information sessions where you’ll have the opportunity to learn more about the proposed merger and to ask questions. These sessions will be held virtually and hosted by Spruce Credit Union’s Board Chair, Reg Foot, and our CEO, Ken Dickson.

Learn more